Our specialists developed a special SMB Credit Program with a view towards increase access to credit facilities. If you want to find a reliable Bank to raise a loan for developing your business, pay attention to Credit-Moscow Bank (OJSC).
Small business loans - Credit-Moscow Bank
Small business loans are extended under conditions favorable to the Bank’s Customers. We offer various forms of lending, from which you may choose the most suitable credit program for you.
Credit-Moscow Bank is a reliable financial partner for small and medium-sized businesses.
Special offers
We have developed unique loan programs through which we offer a considerably simplified process for reviewing loan applications and obtaining loans for specific types of Clients, plus additional benefits based on the loan amount and type of collateral
Small business loans
- BUSINESS EXPRESS (unsecured, without opening an account, without delays!)
Express credit for quick business financing up to RUR 1,500,000 for 24 months, unsecured, without opening an account, without extra statements.
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MOBILE EXPRESS
micro credit for quick small business financing (up to RUR 1,000,000 for 24 months, unsecured, without opening an account, without visiting the bank office).
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TENDER Loan
Specialized loan to secure a bid (from RUR 400,000, the loan term is 103 months, the issue time is 5-7 business days, unsecured loans are also possible).
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WORKING CREDIT
A loan for replenishing working capital to increase inventory, or financing a range of urgent needs (from RUR 300,000, for 3 - 36 months, with partial collateral against a pledge on goods in circulation)
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LOAN FOR BUSINESS DEVELOPMENT (investment)
A loan for business development: acquisition of modernized equipment, motor vehicles, real estate, and for opening new outlets (from RUR 1,500,000 for up to 5 years, possibly with partial collateral or against a pledge on goods in circulation – up to 100%)
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MOTOR VEHICLES on credit
A loan for acquiring motor vehicles for business (vehicles for light loads, heavy loads, busses and special-purpose vehicles). The vehicles themselves serve as collateral (from RUR 400,000, term of up to 36 months, advance payment - from 0%).
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EQUIPMENT on credit
A loan for acquiring commercial equipment collateralized by the acquired equipment (from RUR 400,000, term of up to 36 months, advance payment - from 0%).
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REAL ESTATE on credit
A loan for acquiring commercial real estate for business, collateralized by the acquired real estate (from RUR 1,500,000, the term is for up to 5 years, advance payment - from 0%).
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OVERDRAFT (unsecured)
A short-term loan to pay the bills in case of a temporary shortage of equity: from RUR 400,000 up to 50% of turnover (taking into account turnover in other banks), tranches – up to 60 days.
We are ready to offer our Customers some advantages which significantly distinguish us from our competition:
- Extremely simplified loan issuance procedures and a minimum set of documents;
Loan decisions made within 1 business day;
Deferral of principal debt payment date up to 12 months;
A flexible system of rate discounts (including those for Customers recommending the Bank to their partners);
The Bank extends loans against pledges of any liquid assets, including personal property and third-party property;
Unsecured loans issued for up to 1.5 million rubles;
Special loan programs for rental businesses, motor carriers, and retailers: a simplified approach to business evaluation and an option to temporarily increase the unsecured portion of the loan up to 3 million rubles;
In case of a shortage in its own pledges, guarantees by the Small Business Credit Support Fund may form a part of the loan security;
Independent appraisal of property pledged under loans is not required for amounts up to RUR 10 million;
Pledged property shall be appraised at market value, not at book value;
The analysis of borrower activity is based on the data from the actual business of the customer.
Requirements to borrowers when extending small business loans:
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Amount of time the borrower has been in business – at least 6 months;
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Location and registration of the client’s business in the Bank’s regional territory (within 150 km of the city/town boundaries under the Mobile Express program, and within 100 km under other programs);
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No negative credit history.
Credit-Moscow Bank (OJSC) extends loans to small and medium-sized enterprises, including those at the expense of target resources from Open Joint-Stock Company Russian Bank of SMB Support. Information on the State Program of SMB Financial Support is set forth at the official site of OJSC Russian Bank of SMB Support.
A bank loan with Credit-Moscow Bank is reliable financial support for your business.