Account Opening

Credit-Moscow Bank offers individual customers opening and administration services for bank accounts in roubles and in foreign currency.

A bank account enables the Client to rationally and efficiently manage their available funds and perform settlement operations not connected with their entrepreneurial activity:

  • deposit and withdrawal of cash funds;
  • transfer of monetary funds for any purposes, including payment for goods and services;
  • entry of money transfers into the account, including payroll services;
  • cashless conversion (purchase/sale of the foreign currency);
  • receipt of interest on deposits;
  • performance of any other operations stipulated for current accounts by the Russian legislation in effect.

The owners of personal current accounts are offered account management services using the BS-Client electronic payment system.

In order to open an account you should:

  • submit an ID to an office of Credit-Moscow Bank with completed an Application form to open a bank account,
  • conclude a Bank Account Agreement;
  • sign a signature card.

On the grounds of the aforesaid documents, the Bank opens Client accounts in the Russian currency, US dollars, euros and other currencies as agreed on by the parties.

Identification papers include:

  • The passport of a citizen of the Russian Federation, or regular travel passport – for citizens of the Russian Federation;
  • An identity card or military service record card – for military personnel of the Russian Federation;
  • A Russian Federation residence permit – for foreign citizens and stateless citizens being residents of the Russian Federation;
  • A national civil passport – for foreign citizens visiting the Russian Federation;
  • The document of registration on the Russian Federation territory – for foreign citizens visiting the Russian Federation.

The opening, administration and closing of bank accounts are subject to fees for according to the Tariffs of Credit-Moscow Bank.

Account operations performed by the Client under the Agreement are executed within the balance of monetary funds in the account according to the Russian legislation in effect. The Bank does not accrue interest on the balance of monetary funds in the Client’s account.

Payment for the Bank’s services is directly written off from the account on the day of the operation in accordance with the tariffs stipulated in the Agreement.

The Client can manage the bank account both in person or through his/her representative subject to the issue of a paper of attorney to the representative. The paper of attorney is to be notarized or certified by the seal of Credit-Moscow Bank.

Branches: 
Moscow: tel.: (495) 72-707-72, msk@cmbank.ru
Saint Petersburg: tel.: (812) 310-1967, spb@cmbank.ru

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