Cash flows from operating activities |
|
|
|
Interest received |
|
809,556 |
823,100 |
Interest paid |
|
(250,681) |
(266,462) |
Fees and commissions received |
|
130,669 |
105,198 |
Fees and commissions paid |
|
(7,140) |
(4,634) |
Net gains received from trading securities |
|
1,040 |
2,404 |
Net gains received/(losses incurred) from securities designated at fair value through profit or loss |
|
4,505 |
(171) |
Net (losses incurred)/gains received from trading in foreign currencies and from operations with foreign currency derivatives |
|
(14,516) |
7,272 |
Net gains received from operations with other derivatives |
|
2,944 |
- |
Net gains received from operations with precious metals and precious metals derivatives |
|
928 |
2,210 |
Other operating income received |
|
12,267 |
7,781 |
Operating expenses paid |
|
(240,549) |
(194,165) |
Income tax paid |
|
(48,249) |
(5,723) |
Cash flows from operating activities before changes in operating assets and liabilities |
|
400,774 |
476,810 |
Changes in operating assets and liabilities |
|
|
|
Net increase in mandatory cash balances with the Bank of Russia |
|
(9,960) |
(32,929) |
Net decrease/(increase) in trading securities |
|
28,436 |
(352) |
Net decrease in securities designated at fair value through profit or loss |
|
24,532 |
15,527 |
Net increase in due from other banks |
|
(2,948) |
(2,640) |
Net increase in loans and advances to customers |
|
(807,732) |
(131,215) |
Net increase in other assets |
|
(76,191) |
(52,752) |
Net increase/(decrease) in due to other banks |
|
130,062 |
(252,700) |
Net increase in due to individuals |
|
1,044,458 |
638,290 |
Net increase/(decrease) in due to corporate customers |
|
155,431 |
(76,554) |
Net decrease in debt securities in issue |
|
(4,672) |
(16,384) |
Net increase/(decrease) in other liabilities |
|
29,597 |
(138) |
Net cash from operating activities |
|
911,787 |
564,963 |
Cash flows from investing activities |
|
|
|
Purchase of investment securities available for sale |
|
(1,835,415) |
(674,269) |
Proceeds from disposal and redemption of investment securities available for sale |
|
1,178,645 |
168,711 |
Purchase of investment securities held to maturity |
|
(94,636) |
- |
Acquisition of premises and equipment |
14 |
(63,082) |
(52,498) |
Proceeds from disposal of premises and equipment including insurance payments |
|
410 |
1,357 |
Acquisition of associates |
|
(2,211) |
- |
Acquisition of subsidiaries |
|
(994) |
(1,467) |
Dividends received |
|
1,414 |
188 |
Net cash used in investing activities |
|
(815,869) |
(557,978) |
Cash flows from financing activities |
|
|
|
Other borrowed funds received |
|
178,190 |
832 |
Redemption of other borrowed funds |
|
(27,799) |
(53,090) |
Repayment of interest on other borrowed funds |
|
(3,918) |
(5,258) |
Redemption of subordinated debt |
|
(214,912) |
(15,897) |
Repayment of interest on subordinated debt |
|
(28,992) |
(41,269) |
Acquisition of non-controlling interest |
37 |
(367) |
- |
Disposal of treasury shares |
|
- |
60 |
Dividends paid |
29 |
(2,205) |
(11,012) |
Net cash used in financing activities |
|
(100,003) |
(125,634) |
Effect of exchange rate changes on cash and cash equivalents |
|
(1,835) |
40,421 |
Net decrease in cash and cash equivalents |
|
(5,920) |
(78,228) |
Cash and cash equivalents at the beginning of the year |
|
725,521 |
803,749 |
Cash and cash equivalents as at the end of the year |
7 |
719,601 |
725,521 |