• SKB-Bank was established on the basis of the Sverdlovsk regional office of Agroprombank

• SKB-Bank became an authorized bank of the Sverdlovsk Regional Government

• Dmitry Pumpyansky (the beneficial owner of TMK) becomes SKB-bank’s strategic partner

• First consumer and mortgage loan issued
• ATM network established

• Membership in the government-run Deposit Insurance System
• Leasing transactions launched

• Focus on the retail business
• Management and business processes restructuring

• Mortgage Lending Centre opened
• SME lending and factoring launched

• International Ratings received: B2/Stable from Moody’s and B-/Stable from Fitch
• EBRD acquired 25% + 1 share of SKB
• SKB-Bank issued it’s first rouble-denominated domestic bonds for RUR 1 bln
• Bank strategy is audited by Roland Berger company

• SKB is authorized by Deposit Insurance Agency to reimburse deposits of other banks’ clients
• Technical support in lending procedures and risk management fields exercised by EBRD (Financial Access)
• Bonds of SKB-bank are included in the Bank of Russia Lombard List
• Within federal program of bank system financial recovery, realized by Deposit Insurance Agency, the Bank together with Sinara Group participate in sanation of “SB “Gubernsky” (JSC)

• Creditworthiness rating assigned by “RusRating” was increased up to “BB+”. Rating based on high probability of support by government, financially solid shareholders and probability of their support, strong market position
• The Bank capital exceeded 8,1 RUR bln. In the result of receiving of Subordinated loan from Vnesheconombank

• Fitch Ratings upgraded Long-term Issuer Default Ratings (IDRs) of SKB-BANK to “B” from “B-”. Assigned Stable Outlook”

2011

• Moody's upgraded Rating of SKB-BANK to "B1",  with Stable Outlook

• RusRating upgraded outlook of SKB-BANK credit rating from “stable” to “positive”